Silver Partner

cashVest by three+one

Turning Idle Cash into Strategic Opportunity

In the public finance world, even small gains in interest or efficiency can translate into meaningful wins for taxpayers. cashVest by three+one is designed to help local governments, school districts, municipalities, and higher-education institutions transform static cash balances into value-generating assets, not through speculation, but by harnessing data, forecasting, and disciplined liquidity management.

Who We Serve

cashVest is built for public-sector finance professionals who seek objective, data-driven insights without the conflicts of interest that can accompany traditional investment advisory models. Our clients include:

• Counties, cities, and special districts
• K-12 school systems
• Higher education institutions
  Public authorities, utilities, and other government entities

What cashVest® Does

At its core, cashVest offers a suite of tools and analytics that inform decisions about how much cash can safely remain invested and for how long. Key capabilities include:

• Liquidity forecasting and time-horizon analysis
• Banking and fee analysis
• Peer benchmarking and market comparisons:
• Stress testing and scenario modeling:
• A dedicated liquidity insights team

Importantly, three+one does not act as an investment manager or fiduciary over your funds. Our role is purely analytical and advisory, aligning incentives entirely with your institution’s interests.

Why It Matters Now

In times of market volatility, shifting interest rates, and tighter budgets, cash management is more than a back-office detail. It is a source of revenue, resilience, and strategic flexibility. As three+one puts it:

“It’s not about high or low rates. It’s all about smart decisions.”

Entities using cashVest often report double-digit improvements in yield or savings, even when starting from already sophisticated cash systems.

Why three+one is Different

• Independence: No commissions, no incentive to shift your cash, only objective, data-first guidance.
• Data specialization: Our models are based on your transaction history, forward projections, and real market data.
• Alignment with public finance norms: Designed specifically for public-sector constraints, regulations, and fiduciary expectations.
• Performance-based assurance: If the benefit does not exceed the cost in the initial analysis, some entities receive preliminary assessments at no obligation.

Endorsements and Trusted Partnerships

cashVest by three+one is proudly endorsed by leading public-sector organizations, including the National Association of Counties (NACo) and the Maryland Association of Counties (MACo), along with numerous other state and national associations across the country.

These endorsements are earned through consistent performance, transparency, and alignment with the values of public service. Each partnership is built on trust, credibility, and proven results for counties and local governments.